These credit cards are among the only credit cards in Canada that do not charge a conversion fee for foreign currency transactions. You’ll save 2.5% on each foreign transaction!
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
Scotiabank Passport™ Visa Infinite* Card
With this welcome offer for the Scotiabank Visa Infinite +* PassportMC Card, you get up to 60,000 Scene+ points as a welcome bonus (a value of $600):
- 40,000 points after $2,000 in purchases within the first three months
- 10,000 points after $10,000 in purchases within the first six months
- 10,000 points after $40,000 in purchases in the first year
Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, which represents a $100 value.
With the Scotiabank Visa Infinite +* Passportᴹᴰ Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You also earn 2 points per dollar spent, including on foreign purchases, in the following categories:
- Grocery shopping
- Restaurants
- Entertainment centers
- Transit
The Scotiabank Visa Infinite +* Passportᴹᴰ Card is an excellent Visa credit card for these types of purchases.
These points can be used for any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusive packages, and even Airbnb). You can also redeem your points as cash back with Scene+, for example, at your grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Visa Infinite +* Passportᴹᴰ Card also offers:
- No fees for foreign currency transactions
- 6 access to VIP airport lounges
- Excellent insurance for your travels and purchases
- Concierge service
- Travel with confidence with 10 GB of free GigSky global mobile data for 15 days, plus access to GigSky Travel Essentials for essential apps on the go.
- Cardholders also receive a free 1 GB/15-day GigSky global mobile data package annually, plus a 20% discount on future GigSky purchases.
We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.
Scotiabank Gold American Express® Card
The Scotiabank Gold American Express Card offers an excellent welcome bonus.
Until July 1, 2026, you can get up to 45,000 Scene+ points as a bonus, distributed as follows:
- 25,000 Scene+ points by spending $2,000 on the card within the first 3 months
- 20,000 Scene+ points by making $7,500 in purchases on the card in the first year
This represents a value of up to $450 for travel (including Airbnb).
With the Scotiabank Gold American Express Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you earn 5 points per dollar for:
- Grocery stores
- Restaurants
- Entertainment centers
And 3 points per dollar on gas, transit and streaming services purchases.
You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.
The Scotiabank Gold American Express Card also offers no foreign transaction fees, excellent insurance for your travel or purchases, concierge service, exclusive American Express benefits like the Front of the Line program.
Scotiabank Platinum American Express® Card
For a limited time, by subscribing to Scotiabank Platinum American Express® Card, you can earn up to 80,000 points. That’s a value of $800 for trips including Airbnb.
With Scotiabank Platinum American Express® Card, you earn 2 points per dollar spent on all your purchases. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back.
What’s more, with this card you pay no fees for foreign currency transactions, and you get 10 free accesses to airport VIP lounges like Priority Pass and Premium Plaza.
And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).
KOHO Premium Mastercard Prepaid Card
Special offer:
- Enter the code KOHOMILES when applying for your card.
- Get 3 months of Extra Plan for free ($18 off per month) and $20 cash back
The KOHO Prepaid Mastercard with Extra Plan (formerly KOHO Premium Prepaid Mastercard) gives you more cash back:
- 1.5% on food, drinks, groceries, and transportation
- 0.25% on all other purchases
- Up to 5% cash back at selected partner merchants
Your funds earn 3% interest (calculated daily, paid monthly) and are protected by CDIC. The card is also accepted at Costco.
For your travels, take advantage of zero FX fees on foreign purchases.
Choose between two payment options for the Extra Plan:
- $18/month, billed monthly
- $144/year, billed annually (equivalent to $12/month)