Editor's picks

The 5 best credit cards

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American Express Platinum Card
Annual fee
$799
Our valuation
$2,200

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Annual credit$200Annual credit$200Annual credit$100Total$2,200Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 100,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$799/yr
Min. annual income
Read the full review
Rewards
Rate
Travel
2x
Restaurants
2x
Read the full review
American Express Aeroplan Reserve Card
Annual fee
$599
Our valuation
$1,800

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Annual credit$100Total$1,800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 85,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Program
Aeroplan
Fees and terms
Annual Fee
$599/yr
Min. annual income
Read the full review
Rewards
Rate
Air Canada flights
3x
Restaurants
2x
Read the full review
RBC Avion Visa Infinite Card
Annual fee
$120
Our valuation
$1,050

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 70,000 points

Ends Nov 25, 2026

Apply Now

on RBC's website

Features
Issuer
RBC
Network
Fees and terms
Annual Fee
$120/yr
Min. annual income
$60,000+
Read the full review
Rewards
Rate
Travel
1.25x
Read the full review
RBC ION+ Visa Card
Annual fee
$48
Our valuation
$420

Milesopedia first-year estimateFirst-year valueWelcome bonus$420Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 28,000 points

Ends Nov 4, 2026

Apply Now

on RBC's website

Features
Issuer
RBC
Network
Fees and terms
Annual Fee
$48/yr
Min. annual income
Read the full review
Rewards
Rate
Groceries
3x
Gas & EV
3x
Transit
3x
Streaming
3x
Restaurants
3x
Read the full review