Pros & Cons
Pros
- Welcome Bonus: Up to 15,000 points
- Purchase protection included
Cons
- Annual fee ($39/yr)
- Foreign Transaction Fee (2.5%)
Our Review
With the RBC® WestJet Mastercard‡, get up to 15,000 WestJet points1 when you spend $1,000 or more in the first three months.
This offer includes:
- 5,000 WestJet points on your first purchase1
- An additional 10,000 WestJet points when you spend at least $1,000 in the first three months1
You also get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card. You can also redeem it for a 25% discount on a flight or for 5,000 WestJet points4.
With this card, you earn 1.5 points per dollar on WestJet flight tickets or WestJet or Sunwing Vacations packages2, as well as 1.5 points per dollar on restaurant meals, meal deliveries, digital subscriptions, streaming services, and digital games3.
You also earn 1 point per dollar on everyday purchases2.
Apply by November 18, 2026.
Rewards
All Spending
1x
WestJet Rewards pts per dollar
Restaurants
1.5x
WestJet Rewards pts per dollar
Streaming
1.5x
WestJet Rewards pts per dollar
With the partner brand
1.5x
WestJet Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
32,400
WestJet Rewards/yr
Estimated Value
$324
After Fees
+$285
1st Year ValueThese figures are estimates from our own calculator, based on our point valuations and the spending you enter. They are not the card issuer's valuation and have not been provided or endorsed by the issuer. Actual rewards may vary.
$435
incl. welcome bonus
Annual rewards breakdown
The calculation uses the maximum advertised welcome offer. Your actual offer may be lower or unavailable.
Travel Insurance
Delayed Baggage
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Fees and interest rates
- Annual Fee$39
- Additional card fee$19
- Foreign currency conversion fee2.5%
- Purchase Rate20.99%
- Balance transfer rate22.99%Quebec21.99%
- Cash advance rate22.99%Quebec21.99%
Terms & Conditions
Card Features
- Get up to 15,000 WestJet points1 when you spend $1,000 or more in the first three months.
- Get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card, or redeem it for:
- a 25% discount on a flight
- 5,000 WestJet points
- Earn 1.5 points per dollar spent on WestJet flights or WestJet Vacations or Sunwing vacation packages
- Earn 1.5 points per dollar spent on restaurant meals, meal delivery, digital subscriptions, streaming services, and digital games
- Earn 1 point per dollar on everyday purchases
- Use your WestJet points to pay for all or part of a WestJet flight, a WestJet Vacations package, or a Sunwing Vacations package
- WestJet points can now be redeemed to cover taxes, fees and surcharges
- No blackout periods and your WestJet points never expire — travel to North America, Central America, the Caribbean, or Europe
- Travel accident insurance, hotel or motel burglary insurance, rental car collision and damage insurance, delayed baggage insurance, and mobile device insurance
- Save 3¢ per litre on gas and get 20% more Petro-Points when you pay with a linked RBC card
- Enjoy a free DashPass subscription for up to 6 months from DoorDash and unlimited free deliveries on eligible orders
Legal
*See the RBC website for the offer terms and conditions.
1 To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between June 16, 2026 and November 18, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC Mastercard.
You will receive 5,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive the additional 10,000 WestJet points (“Additional WestJet Points”), (i) a total of $1,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC Mastercard, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. MileFlying may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.

